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Kodzo Atsu
Kodzo is a 22-year-old man. He is married to a housewife and has no children. Kodzo has been a sheet metal worker since 2007. He repairs dented and rusted cars by replacing the sheet metal and paint for anyone who needs it, and his garage is located a few meters from the site of the Togo 2000 fair in Lomé. He buys his supplies on-site in Lomé.
Kodzo is requesting his second loan through WAGES to buy sheet metal and paint to better satisfy his customers. He wants to reinvest any additional profits into his business and buy a plot of land.
In the coming years, Kodzo would like to increase the size of his sheet metal working garage. He says that with his profits, he plans on creating a happy family.
View original language description ↓
Kodzo est un homme âgé de 22 ans. Il est marié à une ménagère et n’ont pas encore d’enfant.
Kodzo travaille comme tôlier depuis 2007. Il répare des voitures cabossées ou rouillées en changeant les tôles et les peintures à toutes les personnes désireuses, et son garage se trouve à quelques mètres du site de la foire Togo 2000 à Lomé. Il achète ses approvisionnements sur place à Lomé.
Kodzo a requis son deuxième crédit de WAGES afin d’acheter des tôles et des peintures pour mieux satisfaire sa clientèle. Il veut réinvestir les revenus supplémentaires de son travail dans l’achat d’un terrain.
Dans les prochaines années, Kodzo voudrait agrandir son garage de tôlerie. Il dit qu’avec les profits, il prévoit de fonder une famille heureuse.

Additional Information

About Women and Associations for Gain both Economic and Social

This loan is administered by Women and Associations for Gain both Economic and Social (WAGES), Togo’s second-largest microfinance institution. Along with a wide range of savings and loan products, WAGES offers its clients training programs in basic literacy, health care (HIV/AIDS and malaria), and business-related subjects (business management, marketing, accounting). You can show your support for WAGES by joining its lending team!

About Togo

  • $1,700
    Average annual income
  • 5
    View loans »
    Togo Loans Fundraising
  • $8,707,775
    Funds lent in using Kiva
  • 492.0
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped Kodzo Atsu to buy sheet metal and paint.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 23, 2011
Oct 10, 2011
Currency Exchange Loss:
Jul 15, 2012