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C 1904 Turwubake Group
In this Group: Daphrose, Jean D`amascene, Aphrodis, Agnes, Seraphine
Daphrose is 44 years old and married with six children, ages eight to eighteen years old. She also takes care of two people. She is the leader of this group which is called “TURWUBAKE” in the local language. She is in the middle in the white dress.

Daphrose sells animals like cows, small fish, chicken, etc., and she has been working for three years. She currently employs one person to help her, and her business is open from 6 am to 6 pm every day.

Daphrose and her group have requested a loan from the Kiva lenders in order to expand their businesses and to purchase many animals such as cows, small fish, chicken, etc. to sell. With any profits from the loan, Daphrose and her team would like to satisfy the basic needs of their families, reinvest in their businesses, and start saving for their futures.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Rwanda

  • $1,000
    Average annual income
  • 94
    View loans »
    Rwanda Loans Fundraising
  • $13,450,325
    Funds lent in using Kiva
  • 593.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A portion of C 1904 Turwubake Group's $1,700 loan helped a member to purchase many animals such as cows, small fish, chicken, etc. to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Sep 28, 2011
Oct 9, 2011
Currency Exchange Loss:
Apr 15, 2012