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Nary, 31 years old, resides in Siem Reap, Cambodia, which is a province known for ancient temples and tourism. She is working for the government and earns $4 per day. Her husband, who is also working for the government, earns $5 per day. They have two children, 12 and 8 years old, who are studying. Every month she has to spend $66 on food, $10 on school fees, and $10 on other expenses. She would like to request a loan of $1000 to buy a plot of land for doing farming. This loan will help her family because she won’t have to buy rice from the market. She plans to buy pigs to feed and sell when she has enough money. She wants to send her children to study at the university and she hopes they can get jobs in a bank.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 37
    View loans »
    Cambodia Loans Fundraising
  • $38,709,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Nary to buy a plot of land for doing farming.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Sep 13, 2011
Oct 9, 2011
Currency Exchange Loss:
Jan 15, 2013