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Maria Ester
María, 30, is married and has two children. She’s been working as a domestic employee for the last 11 years. Her husband has a bakery and she helps him when she gets home from work. They both work to support the family.

María is asking Fundación Campo for a loan to buy building materials and supplies needed to build a space on the side of her house where her husband can have his small bakery. The materials they need include cement and aluminum sheets. They currently rent the space her husband uses to bake the bread they sell in various communities. Having a bakery at home will allow María and her husband to save since they won’t have to pay rent. This way baking the bread will be more comfortable and profits will be better. With the loan, María and her husband will be able to buy all the needed building materials at once instead of having to make several trips to the city. At the same time, they will be able to complete the construction more quickly.

María hopes in future to earn better income to provide a better life for her family. She also hopes to be able to save up to insure her children’s education. She also wants to do some home improvements since some parts of it are in bad shape. Most of her house is built with aluminum sheets and when winter comes water gets into the house.
View original language description ↓

Maria tiene 30 años de edad, es casada, y tiene dos hijos.

Ella se dedica a prestar sus servios como empleada domestica desde hace 11 años. Su esposo tiene una panadería, y ella le ayuda cuando sale de su trabajo. Ambos trabajan para llevar el sustento a su familia.

La señora Maria esta solicitando un préstamo a Fundacion Campo, para comprar los materiales necesarios para construir un espacio al lado de su casa donde su esposo pueda tener su pequeña panadería. Los materiales que necesitan incluyen cemento y láminas de aluminio. En la actualidad ellos alquilan un local donde su esposo hace el pan que vende en distintas comunidades. Teniendo la panadería en su casa Maria y su esposo pueden ahorrar al no tener que pagar el alquiler. De esta manera ellos tendrán mayor comodidad para elaborar el pan, y así poder obtener mejores ganancias. Con el préstamo Maria y su esposo podrán comprar todos los materiales al mismo tiempo, en vez de tener que hacer varios viajes a la ciudad. Así mismo, podrán realizar la construcción más rápidamente.

Maria espera en un futuro obtener mejores ingresos y así proporcionar una mejor vida para su familia. También desea ahorrar para asegurar la educación de sus hijos. Además ella desea hacer mejoras a su casa, ya que ciertas partes están en mal estado. La mayor parte de su casa esta construida de láminas de aluminio, y cuando llega el invierno el agua entra a su casa.

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About El Salvador

  • $4,900
    Average annual income
  • 487
    View loans »
    El Salvador Loans Fundraising
  • $23,459,675
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Maria Ester to buy building materials and supplies to build a space for a bakery.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 30, 2011
Listed
Oct 5, 2011
Currency Exchange Loss:
N/A
Ended:
Apr 15, 2012