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Givi is from Kareli, Kartli region, East Georgia. He is 46 years old, married and lives with his wife Marina and family, consisting of two daughters (ages 20 and 15) and his parents. Marina works as teacher. Their oldest daughter is a high-school student and the youngest goes to school. Givi’s parents are retired.

His main source of income comes from agricultural activities. They have a milk cow and sell cheese at the local market. The family also owns one pig and 10 piglets. Piglets are sold in the village as well. Givi grows tomatoes and cabbages on family owned and rented land. Harvested vegetables are sold locally to green grocery retailers.

Total average monthly income of the family is 800 Laris. Givi is requesting a loan to cultivate land, buy wheat for sowing as well as feed for pigs.

Givi will harvest the wheat and sell it locally. After fattening his pig and piglets during the winter he will sell them for good prices in late winter or spring.

The loan will help Givi increase his family's income and their living conditions.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 38
    View loans »
    Georgia Loans Fundraising
  • $7,906,225
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $900 helped Givi to pay to the tractor for land tilling service, to purchase wheat for seading as well as feed for pigs.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 12, 2011
Oct 8, 2011
Currency Exchange Loss:
Oct 15, 2012