Doña Santos Ancelma is the coordinator of the group. She is 59 years old and has 10 children. She is a committed and friendly person. All of her children are adults and married. They help her financially, but Doña Santos doesn't like to feel like she is a burden. For this reason, several years ago, she started selling general grocery products and this has allowed her to support herself without any problems. She tends her store by herself and works from 6:00 am until 8:00 pm to receive deliveries for her business. To purchase other products she has to go to the market.
Doña Santos Ancelma is requesting a loan to buy basic grains, dairy products, meats, pastas, vegetables, fruits, soft drinks, juices, bread, churros, butter, soap and other products. With the help of this loan her store will be better stocked and her customers will have more products to choose from.
Her goal is to keep her business going. Her fellow group members are Iris Antonia, who sells donuts and nacatamales [Nicaraguan tamales] and Santos Tomas, who sells pork.
This is her sixth loan with FAMA and she expects to make her payments on time.
Doña Santos Ancelma es la coordinadora del grupo, tiene 59 años de edad y progenitora de 10 hijos, es una persona comprometida y amable. Todos sus hijos son adultos y casados, ellos le ayudan economicamente pero a Doña Santos no le gusta sentir que es una carga y por eso desde hace varios años atras se dedica a la venta de abarroteria en general y eso le ha permitido sostenerse sin ningun problema. Ella sola atiende su pulperia y lo realiza desde las 6:00 am hasta las 8:00 pm, para obtener los productos algunos proveedores llegan hasta la puerta de su negocio y para adquirir otros tiene que ir al mercado.
El prestamo que Doña Santos Ancelma solicita lo necesita para la comprar granos basicos, lacteos, carnes, pastas, verduras, frutas, refrescos, jugos, pan, churros, manteca, jabon, entre otros productos. Con el apoyo de este prestamo su pulperia estara mejor surtida y sus clientes tendran mayor oferta de productos para su eleccion.
Su meta es mantener activo su negocio. Sus compañeros de grupo se dedican a la venta de rosquillas y nacatamales y al destazo de cerdo.
Este es el su sexto ciclo en FAMA y espera cumplir con el pago de sus cuotas de forma puntual.
About FAMA:Honduras is one of the poorest countries in the Western Hemisphere with approximately 59% of people living below the poverty line. Familia y Medio Ambiente OPDF (FAMA OPDF) is a Honduran non-profit with no religious or political affiliation. FAMA’s mission is to provide quality and opportune financial services so that men and women have equal opportunities to develop their micro or small businesses, whether they focus on agriculture, manufacturing or services. FAMA operates 13 branches throughout Honduras and serves over 12,500 clients.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid