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Nidia Antonieta
Nidia is 28 years old and married. She currently lives with her husband and three children. She will use this loan to buy materials for use in her salon. She has her own salon and would like to invest in buying materials so that she can provide her customers with a wider range of products and a better quality service. She would like to make as much profit as possible from this investment so that she can help her husband with their household responsibilities. She would also like to move forward with her projects and improve her financial situation a little more every day.

This is Nidia's first loan from FUDECOSUR. She has not received any previous loans from state banks but FUDECOSUR have offered her this loan with better terms and a much lower interest rate.
View original language description ↓
Nidia, tiene la edad 28 de años, está casado y vive con su esposo y 3 hijos actualmente. Ella con el crédito va compra materiales para el uso del salón. Ella cuenta con el salón propio y quiere invertir en la compra materiales para así darles a sus clientes más diversidad de productos y calidad. Ella quiere con esta inversión generar el máximo de ganancias para así ayudarle a su esposa con la cargas del hogar y salir adelante con sus proyectos y mejorar su nivel económica cada día un poco más. Es el primer préstamo que recibido de FUDECOSUR. El no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 54
    View loans »
    Costa Rica Loans Fundraising
  • $4,673,875
    Funds lent in using Kiva
  • 507.7
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Nidia Antonieta to buy materials for her salon.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Sep 19, 2011
Oct 5, 2011
Currency Exchange Loss:
Dec 22, 2014