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Lydie
This client is aged 42, single and raising two children. She got into business three years ago. She is on her fourth loan, but she was never a Kiva client. For this loan she is very motivated and on being granted her loan she bought a freezer, cartons of meat, fish, poultry and chicken thighs, fresh tomatoes, onions, etc. Her sales are considerable with income of between 40,000 and 90,000 francs per day.

An exemplary client, she has successfully reimbursed her various loans and was able to put aside an enormous amount in savings. With this last loan she added to her stock of foodstuffs by buying five cartons of meat, five cartons of chicken thighs, five cartons of various kinds of sea fish, fresh tomatoes and onions. She is very welcoming to her customers and knows how to deal with competition in the marketplace.

Her ambition is to open several butcher shops in various neighborhoods of the town. She makes sure her children are enrolled in school and helps several persons in need.
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Cliente de 42 ans,celibataire avec 2 enfants a sa charge, elle s'est lancée dans le commerce il y'a 3 ans . Elle est a son quatrième cycle de prêt, mais elle n'avait jamais été client Kiva, mais pour ce cycle, elle est très motivée, a l'octroi de son prêt, elle s'est acheté un congélateur,des cartons de viandes, cartons de poissons, de la volaille et des cuisses de poulets, et de la tomate fraiche, de l'oignon ..
Ses ventes sont considérables, elle a des revenus de 40.000 frs a 90.000frs par jour,

Tres exemplaire, elle a rembourse avec succès ses différents prêts et a eu a faire des épargnes énormes.

Avec ce dernier prêt , elle a renforce le stock de ses vivres frais en achetant 5 cartons de viande, 5 cartons de cuisse de poulets, 5 cartons de différents poissons de mer, de la tomate fraiche, de la ciboule.
Elle réserve un bon accueil a ses clients et sait gérer la concurrence dans le marche.
Elle a pour ambition d'ouvrir plusieurs boucheries dans les différents quartiers de la ville, elle s'occupe de la scolarité de ses enfants et assiste plusieurs personnes en difficultés

Additional Information

More information about this loan


Important Information

About HOPE Congo S.A.: HOPE Congo S.A. is a start-up microfinance institution located in Brazzaville, Republic of the Congo. As of 2009, the Republic of the Congo was the 136th-ranked country in the United Nations Development Programme’s Human Development Index. The average life expectancy is in the low 50s and food insecurity poses a constant threat to ordinary people’s well-being. Through the creation of community banks, HOPE Congo provides credit, savings, and training for entrepreneurs in Brazzaville. With their services, they aim to nourish a culture of saving and an independent community of responsible and self-sustaining entrepreneurs.

Please note that this Field Partner does not meet all of the minimum criteria for partnership with Kiva. HOPE Congo is a start-up MFI that is being fully backed by the HOPE International with an institutional guarantee. Because Kiva lenders are fully protected against institutional failure by the guarantee agreement, Kiva felt it was appropriate to override our minimum criteria in order to access this new market.

About Congo (Rep.)

  • $2,250
    Average annual income
  • 0
    View loans »
    Congo (Rep.) Loans Fundraising
  • $2,177,650
    Funds lent in using Kiva
  • 484.4
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Lydie to buy five cartons of beef, five cartons of chicken thighs, and five cartons of fish.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 13, 2011
Listed
Oct 9, 2011
Currency Exchange Loss:
Possible
Ended:
Apr 15, 2012