Ly (in the photo) and her husband, Khan, have been married since 1997 and have one daughter who is a garment worker. They are living in a suburb of Phnom Penh.
Ly now stays at home and does housework. The main source of income is from her daughter’s salary and her husband’s business. Her husband is a mason. Ly is applying for her second loan, for $300, to purchase a cow to raise. She hopes she will be able to earn extra income from selling calves when the cow delivers a baby.
MAXIMA Mikroheranhvatho is a Cambodian microfinance institution founded in 2000 to help low-income rural and urban people and small- to medium-sized businesses (SMEs) access financial services. Sustainable access to credit helps to create jobs and enables business owners improve their living conditions, educate their children, provide health care to their families, and more. It also enables the rural poor to remain at home with their families, rather than moving to city centers in search of employment.