Nuevo Despertar Group
Elsa’s parents gifted her with the startup capital to establish her store. Later, in time, she recovered her initial investment, and she now works with her own capital. When she went to live with her ex-husband, she stopped going to school and dedicated herself completely to the household chores and the care of her children.
Then, he left her. In order to improve herself she decided to continue her education, and she managed to complete it. She is now a primary school teacher. She takes care of her schedule in the mornings, and in the afternoons she teaches classes. Her children take turns taking care of the store when she is not there.
Elsa is requesting the loan to stock her store with products like dairy products, meat, sausages, rice, beans, churros, pasta, and vegetables, among others.
Her goal is to keep her business active in order to be able to keep supporting her children and give them a better future with the support of an education.
This is her first cycle with FAMA, and she plans to make her payments punctually.
Su pequeña pulperia inició a funcionar desde hace varios años atras, desde que Doña Elsa se fue a vivir con el padre de sus dos hijos. Los padres de Doña Elsa le regalaron el capital inicial para instalar su pulperia y luego con el tiempo recuperó la inversion inicial y ahora trabaja con su propio capital. Cuando se fue a vivir con su ex-esposo dejó de estudiar y se dedicó totalmente a los quehaceres del hogar y al cuidado de sus hijos, pero luego él la dejó y para superarse decidió continuar sus estudios y logró culminar y ahora es maestra de educacion primaria. Su horario lo atiende por las mañanas y por las tardes se dedica a dar clases y sus hijos se turnan para atender la pulperia cuando ella no está.
Doña Elsa solicita el prestamo para surtir su pulperia con productos como lacteos, carnes, embutidos, arroz, frijoles, churros, pastas, verduras, entre otros.
Su meta es mantener activo su negocio para poder seguir sosteniendo a sus hijos y darles un futuro mejor con el apoyo para que estudien. Este es su primer ciclo en FAMA y espera cumplir puntualmente con el pago de sus cuotas.
About FAMA:Honduras is one of the poorest countries in the Western Hemisphere with approximately 59% of people living below the poverty line. Familia y Medio Ambiente OPDF (FAMA OPDF) is a Honduran non-profit with no religious or political affiliation. FAMA’s mission is to provide quality and opportune financial services so that men and women have equal opportunities to develop their micro or small businesses, whether they focus on agriculture, manufacturing or services. FAMA operates 13 branches throughout Honduras and serves over 12,500 clients.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid