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Patricia
Señora Patricia is a single 45-year-old woman. She has three grown children. In spite of the fact that she suffered a great deal of mistreatment from the father of her children, she has been able to make progress, and to have her own little house and make her own income. She is a very hardworking and determined woman. Four years ago, she started her own business selling jewelry. She found out about the Foundation through another borrower. This is her first loan. Apart from selling jewelry and catalogue items, she also makes clay crafts and ceramics to sell.

For the past four years she has been selling items from catalogues. She tells us that this has gone very well, and that she also buys clothes and resells them. In the patio of her house she has a small room where she keeps her materials to make her clay and ceramic crafts. She intends to invest the funds from this loan in merchandise for her catalogue sales, since she has a number of orders and for lack of capital has not been able to fulfill them.

Little by little she has taught herself how to make the crafts that she makes today. She sells her crafts from the room that she has. She keeps it orderly and clean since this is where her customers come and see her crafts and the items she offers from the catalogues.

Patricia gets up very early. She does her household chores, and during the day she sells her merchandise, and at night she paints her crafts. She is a woman who has made great progress through her own efforts. The process of teaching herself has taught her about herself and has helped to improve her self-esteem. With this loan she will have more capital to be able to continue selling her products.
View original language description ↓
La señora Patricia es una mujer soltera de 45 años de edad madre de 3 hijos mayores de edad, una señora que apesar de que sufrio mucho maltrato con el padre de sus hijos pudo salir adelante tener su casita y generar ingresos por ella misma, es una señora muy trabajadora, luchadora que desde hace cuatro años se dedica al negocio ella empezo vendiendo bisutería , ella se entero de la Fundación Por medio de otra clienta de la Fundación es su primer crédito , aparte de la venta por catalogo también hace artesanía en barro y cerámica para vender.

La clienta Desde hace cuatro años se dedica a la venta por catalogo nos dice que les ha ido muy bien tambien va y compra ropa y la vende, en su casa tiene en el patio un cuarto pequeño donde guarda sus material para hacer artesanias en barro y ceramica ,ella con el préstamo piensa invertir en la compra de mercaderia para sus ventas por catalogos, ya que tiene varios pedidos y por falta de capital no ha podido traerlos

Ella poco a poco empezo a capacitarse para trabajar la artesania a la fecha de voy vende artesanía el cuarto que tiene lo mantiene ordenado y limpio ya que ahí es donde sus clientas y clientes van y ven su material y ella de una vez ofrece los catalogos.

Doña Patricia se levanta muy temprano hace las labores domesticas y durante el dia cobra vende y en la noche pinta sus artesanias, es una mujer que con su esfuerzo a salido adelante y el capacitarse le ha ayudado a conocerse y tener un mejor autoestima con este crédito la señora podrá tener mas capital para seguir vendiendo

Additional Information

More information about this loan

In Costa Rica, funding for microfinance institutions is hard to come by, and many institutions find themselves having difficulty growing and reaching all the demand for loans that exist. Kiva works with Fundacion Mujer because it attends a very marginalized population in Costa Rica, with a specific focus on women. In addition to the loan, Fundacion Mujer provides specialized training programs for their borrowers on everything from computer classes to salon training. Because of the difficulty in obtaining capital in Costa Rica, Fundacion Mujer cannot serve all the women that need loans. Therefore Kiva plays a unique role in helping Fundacion Mujer grow its portfolio and reach borrowers it otherwise would not be able to.

About Fundacion Mujer:

Fundación Mujer is an organization specializing in the financial and personal development of female entrepreneurs in Costa Rica. They seek to reach underserved populations that may include indigenous communities, immigrants, refugees, victims of domestic violence or women living with HIV/AIDS. Fundación Mujer offers courses in both business and personal development, as well as training in concrete skills such as sewing and other crafts.

About Costa Rica

  • $12,900
    Average annual income
  • 37
    View loans »
    Costa Rica Loans Fundraising
  • $4,438,125
    Funds lent in using Kiva
  • 507.6
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Patricia to buy merchandise to build her inventory of clothes, perfume and cosmetics.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 30, 2011
Listed
Sep 30, 2011
Currency Exchange Loss:
Possible
Ended:
Jan 19, 2013