Sra. Martha, 43, is married, with a 10-year old son in school. Martha is a very hardworking woman who strives for what she wants and is a member of the new communal bank Chiwillitos. She sells seeds both wholesale and retail, and also raises cuyes [guinea pigs; sometimes raised for their meat in parts of Latin America]. She requests this loan to be able to purchase more seeds so she can have a variety of seeds for her business and thereby generate more income. In the future she would like to be able to export her seeds. In the bottom photo, Martha is at the far left wearing a cream-colored sweater and white T-shirt. All of the communal bank members are very grateful for the loan opportunity.
La Sra. Martha de 43 años de edad casada, con 1 hijo de 10 años en etapa escolar ,Martha es una de las socias muy empeñosa ,luchadora por lo que quiere ,conforman la nueva alcancía comunal Chiwillitos.Se dedica a la venta de granos al por mayor y menor ,también se dedica a a la crianza de cuyes .Solicita este préstamo para poder comprar as granos y así poder tener una variedad de graos en su negocio y poder generar mas ingresos. Desearía para el futuro poder exportar sus granos .Martha en la foto viste una chompa color crema ,polo color blanco ,se encuentra ubicada a lado derecho del socio que viste un polo color azul y blanco .Todos los integrantes de esta alcancia se encuentarn muy agradecidos por el prèstamo brindado.
EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.