Doris is a farmer and a resident of Kitale in Western Kenya. She is 38 and married with seven children aged between 1 and 20 years old. She has been in farming for the past six years and currently employs one farmhand and produces eggs, milk and maize for the local market.
Doris has requested a loan of 60,000 KES from Juhudi Kilimo to purchase poultry and boost the business. She says the loans from Juhudi Kilimo have made her family's income stable for the provision of basic needs.
To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.
About Juhudi Kilimo:
Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.