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Elmira is 45 years old, married and is raising two children. Her husband works as a taxi driver. In order to find a financial support source for her family, Elmira started her own animal husbandry business in 1991, using a starting capital of 35,000 som (KGS). Successfully working in the animal husbandry field and having an income from sales of milk products, Elmira also grows cereal crops on a 1.16 hectare plot of land, which allows her to provide fodder for her livestock and have an additional income from the sale of fodder. In order to further develop her business, Elmira requested a loan in the sum of 55,000 som (KGS) from the "Bai Tushum and Partners" company to buy bulls. She plans to use the resulting profit from the loan to buy construction materials for building her own house.
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Эльмире 45 лет, замужем и воспитывает двух детей. Супруг Эльмиры работает таксистом. В поисках источника финансирования для своей семьи, Эльмира начала свой бизнес в животноводстве еще 1991 году, использовав для этого стартовую сумму 35,000 сом (KGS). Успешно работая в сфере животноводства и имея доход от продажи молочных продуктов, Эльмира также выращивает кормовые культуры на участке в 1,16 га, что позволяет ей обеспечивать кормами свой скот и иметь дополнительный доход от продажи кормов. Для дальнейшего развития своего бизнеса, Эльмира обратилась в компанию «Бай - Тушум и Партнеры» за кредитом в сумме 55,000 сом (KGS) на покупку бычков. На прибыль от кредита Эльмира планирует закупить стройматериалы для постройки своего дома.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 90
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,746,400
    Funds lent in using Kiva
  • 44.9
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,225 helped Elmira to purchase cattle.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Sep 28, 2011
Oct 1, 2011
Currency Exchange Loss:
Jul 17, 2013