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Maria Angelica's Group
In this Group: Maria Angelica, Blanca Gloria, Annjane
Anjanne, Maria, and Blanca have been part of the community bank Alianza for 4, 7, and 1 years respectively.

Anjanne is 40 years old and lives with her partner and two children. Anjanne sells a type of alcohol made from sugar cane in the northern coastal region of Peru. She sells her products from a rented stand in the local market of Ayacucho.

Maria is 36 years old and lives with her partner and two children. Maria owns a stand in one of the artisan markets of Ayacucho. She sells a variety of products typical of the region. In addition, she knits some products by hand and sells them from her stand.

Meanwhile, Blanca is 39 years old, married and has four children. Blanca grows vegetables in the Campañia valley. She sells her vegetables at the Nery Garcia market in the city of Ayacucho.
Anjanne, Maria, and Blanca need loans of 1400, 600, and 1000 soles (3 soles = $1), which they will use to buy fertilizer, seeds, replacement parts for a car, and to pay for one of their children to go to the university.

In the community bank they have learned how to save, be punctual, and be responsible. In addition, they have learned how to work in solidarity with the other associates.
One of the most important aspects of the community bank is the interest earning savings account that each associate has. Anjanne, Maria, and Blanca plan to use their savings to increase the capital available for their businesses and pay for their children’s education. Their goals are to have bigger businesses, buy a house, and enable their children to continue studying.

Additional Information

About FINCA Peru

This loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.

In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $6,715
    Average annual income
  • 64
    View loans »
    Peru Loans Fundraising
  • $53,963,900
    Funds lent in using Kiva
  • 2.9
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Maria Angelica's Group's $1,025 loan helped a member anjanne, Maria, and Blanca need loans of 1400, 600, and 1000 soles (3 soles = $1) in order to buy fertilizer, seeds, replacement parts for a car, and to pay for one of their children to go to the university.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Disbursed:
Feb 14, 2008
Listed
Jan 31, 2008
Currency Exchange Loss:
Covered
Ended:
Jun 15, 2008