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Marcelina lives in the district of Santiago D. Pischa, which is one hour outsiD. of the city of Ayacucho. Marcelina is 67 years old. She is a widow and has eight children, five of whom still depend on her.

Marcelina is a member of the community bank “Inti”, which means "sun" in Quechua, where she learned to be punctual, responsible, and to save. With her savings she was able to buy a second car.
Marcelina raises animals such as cows, pigs, and chickens. She sells them either directly from her farm or at different markets around the region. In addition, Marcelina has two cars that her children use to transport people between small towns in the area.
Marcelina needs a loan of 3000 soles (3 soles = $1), which she will use to buy cattle.

An important aspect of the community bank is the interest earning savings account that each associate has. Marcelina plans to use her savings to pay for her children’s education. Her dream is to build a house for her children, buy a motorcycle taxi that one of her children can drive, and see her children become professionals.

Additional Information

About FINCA Peru

This loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.

In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.

About Peru

  • $12,000
    Average annual income
  • 130
    View loans »
    Peru Loans Fundraising
  • $58,907,975
    Funds lent in using Kiva
  • 2.9
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Marcelina marcelina needs a loan of 3000 soles (3 soles = $1), which she will use to buy cattle.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Feb 14, 2008
Jan 31, 2008
Currency Exchange Loss:
Jun 15, 2008