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José Alejandro
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Jose G. works in the city of Leon and is affiliated with a cooperative where his job is to transport loads within Leon and the surrounding areas.. He transports loads of different natures, and this business is paid according to the distance of the route and the weight of the load.


The reason why he is asking for the loan in Ceprodel, is because the truck that he owns needs to be repaired and some parts need to be replaced.


It is necessary to emphasize that the money that he makes in this business is his only income. If the truck is not in good state, he will not be able to provide for his family. The benefits that he has obtained working with Ceprodel are satisfactory, it has allowed him to do maintenance to his truck so he can keep working and providing for his family. He is asking for a loan of $1200



Translated from Spanish by Adriana Pierce, Kiva volunteer.



José G. labora en la ciudad de León y está afiliado a una cooperativa donde su función es encomendarle viajes de transporte de cargas dentro de León y en las afueras. Las cargas que puede transportar en los camiones pueden ser de diferentes naturalezas, y este negocio le es pagado de acuerdo a la distancia de recorrido y a veces al peso de la carga.


El motivo por el cual solicita el crédito en Ceprodel es porque es dueño de un camión que necesita ser reparado y comprarle nuevos repuestos para su funcionamiento.



Es necesario destacar que este negocio es su único ingreso y si el camión no está en buen estado difícilmente podrá seguir manteniendo su núcleo familiar que tanto lo necesita. Desde que ha estado trabajando con Ceprodel los beneficios que ha obtenido son satisfactorios debido a que le ha realizado inspecciones mas consecutivas a su camión y además ha llevado el pan diario a su mesa familiar.

Additional Information

About CEPRODEL

This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $3,636
    Average annual income
  • 75
    View loans »
    Nicaragua Loans Fundraising
  • $23,621,150
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped José Alejandro to repair his business truck.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Disbursed:
Feb 17, 2008
Listed
Feb 1, 2008
Currency Exchange Loss:
N/A
Ended:
Sep 15, 2009