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Marcela José
View original language description ↓
Marcela L. is a very hardworking person who sells toys, apples, grapes, porcelain teacups, stemware, cosmetics, jewelry, grains, etc. In short, she has been operating a general store in the city of Leon for 8 years.

Her biggest motivation for having this business is her two small children whom she loves very much. She affirms that her greatest wish is to see them earn a university degree so that they can be successful in life. Despite having gone through rough times, financially speaking, Marcela has requested loans from Ceprodel in order to meet her needs, thus getting ahead in her general store. She has requested a total of 8 loans.

Translated from Spanish by Elizabeth Casian, Kiva Volunteer.

Marcela L. es un apersona muy esforzada que se dedica a la venta de juguetes, manzanas, uvas, tasas de porcelana, copas de vidrio, cosméticos, bisuterías, granos básicos, etc. En fin es una tienda de víveres que la administra desde hace 8 años en la ciudad de Leon.

Su mayor motivo para seguir con este negocio han sido sus dos pequeños a los que ama mucho y afirma que son sus mayores deseos que ellos coronen una carrera universitaria para ser personas de éxito en la vida. A pesar de haber pasado por momentos muy complicados hablando financieramente, Marcela ha solicitado créditos en Ceprodel para apoyarse en sus necesidades y de esta manera salir adelante en su negocio de víveres. Su record crediticio es de 8 créditos.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 67
    View loans »
    Nicaragua Loans Fundraising
  • $25,075,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $650 helped Marcela José purchase of materials.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Feb 14, 2008
Jan 31, 2008
Currency Exchange Loss:
Mar 15, 2009