Gabriel currently owns a retail shop, which he has run since 2009. He also keeps two dairy cows and runs a bicycle repair stall. He lives in Malindi town of Coast Province. He is married and has four children, two of whom are now independent. The third born is starting college in February, 2012, and the last born is in class 6. He got the idea for his business thinking about the fact that people have to travel a long way to Malindi town to buy retail stock. He joined Milango in late 2010 and has applied for a loan of 40,000 Kenyan shillings which will help him purchase retail stock, e.g., sugar, flour, milk, fat, soap, etc.
Gabriel intends to buy more dairy cows and become an established dairy farmer. He also plans to build rental houses on his expansive piece of land in the future. The great challenge he faces is lack of capital. This loan will increase his disposable income to educate his daughter in college and to buy a solar lamp in the short term. Gabriel advises his colleagues to use microfinance to access credit and expand their businesses.