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03.13.92 Vạn Hà Thiệu Hóa Group
In this Group: Hương, Nhung, Ngự, Chuyên
Hương is 32 years old and is married with 2 children. Hương is the group leader of the 03.13.92 Vạn Hà solidarity group, which consists of 4 members. She lives and works in the Thiệu Hóa district, a rural area in the Thanh Hoa province, with 2 dependents.

Mrs Hương works in agriculture, raising poultry and cattle. She has been involved in this business for 4 years. The main hardship that Hương faces in her business is the lack of capital. She is requesting a loan to purchase baby poultry to raise and sell in the future.

This is Hương's first loan with the Fund for Thanh Hoa Poor Women. With her business profit, Hương hopes to make enough money to provide for her kids, for her business to do well, and to be able to buy more supplies and equipment for her business.

Additional Information

About Thanh Hoa Fund for Poor Women (FPW)

Thanh Hoa Fund for Poor Women (FPW) works to provide credit to women and their families in the central Vietnamese province of Thanh Hoa, one of the poorest regions of the country. The institution's target clients are poor and low-income women who have the ability to work but lack the capital. Accordingly, FPW prioritizes single mothers, low-income women with children who have dropped out of primary school, and Viet Nam’s poorest women who cannot access any formal financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Vietnam

  • $725
    Average annual income
  • 21
    View loans »
    Vietnam Loans Fundraising
  • $12,540,600
    Funds lent in using Kiva
  • 20,801.2
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of 03.13.92 Vạn Hà Thiệu Hóa Group's $775 loan helped a member to purchase baby poultry to raise and sell in the future.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Sep 12, 2011
Oct 4, 2011
Currency Exchange Loss:
Apr 15, 2012