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Rukhsana's Group
In this Group: Rukhsana, Rehana Kosar, Sajida, Itrat, Bushra
Rukhsana started an embroidery business to fulfill the needs of her family after the death of her husband. She worked very hard and gained a lot of skills with the passage of time. Now her business is well established and she receives regular orders every month. She is the mother of 2 sons and a daughter. Her youngest son is studying, while others are working to contribute financially to the family.

She has applied for a loan from Kiva partner, Asasah, for the further expansion of her decorative embroidery business. With the loan, she will purchase embroidery material in bulk quantity that will allow her to prepare beautiful-looking embroidered clothes according to her customer's demands. It should increase her profits. She is very confident about her business and very sure that an investment will bring good changes to her business. She will be able to save extra money in order to buy a dowry for her daughter’s marriage.
Note: “In the photo, the lady with a book (called Asasah Passbook) is Rukhsana”.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 320
    View loans »
    Pakistan Loans Fundraising
  • $15,673,250
    Funds lent in using Kiva
  • 87.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Rukhsana's Group's $1,225 loan helped a member to buy embroidery material for decorative embroidery business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Sep 26, 2011
Oct 4, 2011
Currency Exchange Loss:
Sep 15, 2012