This is Raquelin. She is 45 years old and is a resident of Quezon City, Philippines. She is married to Rolando, a factory worker. She has three children, the youngest is still in high school and the two eldest are now working. Raquelin, together with her husband and children, manage their household while operating their business. At this time, she is working hard to continually provide income for their everyday expenses.
Raquelin owns a variety store. She buys groceries like canned goods, condiments, milk, sugar, and commodities that are needed in every household. She earns money by getting supplies at wholesale prices and selling by the piece. Her store is located adjacent to her house. Her regular customers are her neighbors and people from the local community. She earns a minimum of 600 PHP in sales every day. Aside from this, Raquelin also sews rugs that she sells to stall owners in the market.
Raquelin is requesting a loan amounting to 8,000 PHP to help her buy more grocery items to sell and more materials for her rug making business. With the help of God, she strongly believes that her business will be more prosperous.
Raquelin hopes that her business will continue to prosper and she also wishes that her family will always have good health. She never fails to attend to the fellowship* every week, as it inspires her to grow more spiritually and where she can also draw strength and inspiration from the Word of God she studies.
* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay Micro Finance loans.
About the Center for Community Transformation
The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.