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Virgen Guadalupe Group
In this Group: Narley, Martha, Nerida, Agustina, Eustaquio, Hucelmia, Grimanesa, Julio, Fortunata Nalida, Blanca Virginia*, Aida Narcisa
* not pictured
Señora Narley was born in the Huallabamba district in Urubamba province in the department of Cusco, and she lives in the community of Hycho in Huallabamba district. (The member is raising her hand in the photograph).

Señora Narley is 24 years old and lives in a common law relationship from which she has a child. She is a hard-working woman, who is responsible and moves her family ahead in life. She works selling vegetables; she used to sell in Urubamba market, but now she sells in the Pompas market in Hycho as a street vendor. On this occasion, Narley wants the loan to buy more vegetables.

The members of the "Virgen Guadalupe” communal bank meet every month in the community of Hycho. The communal bank is maD. up of people who are hard-working and entrepreneurial. They are continually looking for opportunities to move ahead in life and through their daily efforts to deliver a better future for their children. The majority of the members live in the community of Hycho, and the economic activities of the other members incluD. selling corn, selling vegetables, selling food, selling cereals, selling clothes, and others who proviD. various services.

Cusco is well-known for being an area with much tourism and commerce, for its traditional Inti Raymi festival, and because it's the location of Machu Picchu, one of the seven wonders of the world.

(The member who is in the rear of the photograph came late to the communal bank meeting).
View original language description ↓
La señora Narley nació en el distrito D. Huallabamba D. la provincia D. Urubamba del departamento del Cusco y radica en la comunidad D. Hycho del distrito D. Huallababamba. (La socia está levantando la mano en la fotografía).

La señora Narley tiene 24 años y tiene una relación D. libre unión D. la cual tiene un hijo, ella es una mujer trabajadora, responsable que saca adelante a su familia, ella se dedica a la venta D. verduras y vendía en la ciudad D. Urubamba pero ahora venD. verduras en la comunidad D. Hycho D. forma ambulatoria. En esta oportunidad Narley requiere el préstamo para comprar más verduras.

Las reuniones D. las socias del Banco Comunal “virgen Guadalupe” son cada treinta días en la comunidad D. Hycho. El banco Comunal está conformado por personas que son trabajadores y emprendedores que buscan a cada momento las oportunidades para salir adelante y con su esfuerzo diario entregar un mejor futuro a sus hijos. La mayoría D. los socios viven en la comunidad D. Hycho y sus actividades económicas D. los demás socios son por ejemplo venta D. maíz, venta D. verduras, venta D. comida, venta D. cereales, venta D. ropa y otros brindan servicios varios.

Cusco es conocido por ser una zona muy turística, comercial, por su fiesta tradicional del Inti Raymi y porque se encuentra una D. las siete maravillas del mundo “Machupicchu”.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 125
    View loans »
    Peru Loans Fundraising
  • $57,919,550
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Virgen Guadalupe Group's $4,275 loan helped a member to purchase more vegetables.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Sep 16, 2011
Oct 21, 2011
Currency Exchange Loss:
Apr 15, 2012