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Nuvia Monserrate
The Amigas Por Siempre communal bank meets every 15 days in Ayacucho parish, in Santa Ana canton. The area is known for its lush vegetation, but above all for its beautiful fresh water spas, which are much frequented by locals and by tourists from other cities.

Sra. Nuvia is 40, married and has 5 children, two adults and three minors who are in secondary school. Her husband works abroad.

She is a housewife who has had to work very hard to help her family get ahead. She raises and sells animals for which she has a small poultry farm at her house. She takes in up to 200 chickens every season for three months and then sells them to merchants who come to her home or she delivers them to stores in the region. Besides this, she has a nighttime business selling fast food such as hot dogs, hamburgers, juices and fruit smoothies. She works every day. Her children help her in the fast food business. She has had these businesses for 8 years and is doing well.

She will use this loan to buy chickens, chicken feed and supplies to prepare her fast food. She is founder of the communal bank and she likes it because of the benefits she receives from it.

Her dream is to continue getting ahead, in her life and in her businesses.
View original language description ↓
En la parroquia Ayacucho del cantón Santa Ana se reúnen cada quince días el Banco Comunal Amigas Por Siempre. Este lugar es conocido por su gran vegetación pero sobre todo por sus hermosos balnearios de agua dulce que son muy visitados por turistas locales y de otras ciudades.

La señora Nuvia tiene 40 años, está casada y fruto de esta relación tiene 5 hijos, dos mayores de edad y tres menores que estudian en colegio. Su marido trabaja en el extranjero.

Ella es un ama de casa que para sacar a su familia adelante ha tenido que trabajar muy duro. Nuestra amiga se dedica a la cría y venta de animales para lo cual cuenta con una pequeña granja en su casa, allí por temporadas mete hasta 200 pollos los mismos que los tiene por tres meses y luego los vende a comerciantes que llegan hasta su casa o entrega a tiendas de la localidad. Además de esto por las noches tiene una carreta en la cual sale a vender comidas rápidas como hot dog, hamburguesas, jugos y batidos de fruta, trabaja todos los días sus hijos le ayudan en el negocio de comidas rápidas, tiene 8 años que se dedica a estas actividades y le va bien.

Este crédito lo quiere emplear para comprar pollos, alimento para los mismos y víveres para preparar los alimentos. Es fundadora del Banco Comunal y le gusta por los beneficios que recibe de la institución.

Su sueño es seguir adelante en su vida y su negocio.

About Ecuador

  • $10,200
    Average annual income
  • 43
    View loans »
    Ecuador Loans Fundraising
  • $23,142,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $675 helped Nuvia Monserrate to buy chickens, chicken feed and food supplies.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 23, 2011
Listed
Sep 29, 2011
Currency Exchange Loss:
N/A
Ended:
Apr 15, 2012