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Sales by catalogue and eggs

Iris is 52 years old and she lives in the community of San Pedro de Poas. It is located in the immediate area around the volcano of the same name. She has worked with the communal bank named "Banco Mujer Emprendedoras de Chilamata" but at this time she has opted for an individual loan. She lives with her husband, a young son who is in primary school, and two grown children who are still in school and working at the same time and who contribute towards the household expenses. She starts her days very early in the morning, preparing the food for her husband and children for work and seeing her young son off to school. She starts collecting eggs and feeding the hens at around 8am. In the afternoons she carries out sales by catalogue, she also collects payments from their clients, and she picks up merchandise.

Her primary activity is sales by catalogue. With the earnings from this business she purchased egg-laying hens. This other activity gives her an additional income for her household, selling to the community. Given its success she wishes to invest this loan in increasing the number of hens to be able to offer her clients a larger quantity.

Among her goals is to be able to organize herself to have a larger and more stable business. One of her weaknesses is marketing. She wants to negotiate her contracts in a better way in order to obtain a better income for her family.
View original language description ↓
Venta por catálogo y huevos

Iris tiene 52 años de edad, vive en la comunidad de San Pedro de Poas, lugar ubicado en las faldas del Volcán que lleva el mismo nombre. Ha trabajado con el Banco Mujer Emprendedoras de Chilamate, pero en esta oportunidad, y para apoyar su nueva actividad opta por un préstamo individual. Vive con su esposo y un hijo menor de edad quién está en primaria, y dos mayores de edad que están estudiando y trabajando al mismo tiempo, aportando para los gastos de la casa.
Ella se levanta muy temprano, le alista la comida a su esposo e hijos para su trabajo y envía al niño a la escuela, para el trabajo. Inicia las labores en la recolección de huevos y alimentación de las gallinas como a las 8 am, y en la tarde se dedica a la venta por catálogo y cobro a sus clientes, así como recoger mercadería.
Su actividad principal es la venta de catálogo, con las ganancias de este negocio compró gallinas ponedoras, actividad que le da un ingreso adicional a su hogar vendiendo en la comunidad. Ante el éxito tenido se desea invertir este crédito para ampliar el número de gallinas y ofrecer una mayor cantidad de productos a sus clientes.
Dentro de sus metas esta poder organizarse para llegar a tener un negocio más grande y estable, ya que una de sus debilidades es la parte de mercadeo, ella quiere negociar mejor sus contratos y así obtener un mayor ingreso para su familia.

Additional Information

More information about this loan

In Costa Rica, funding for microfinance institutions is hard to come by, and many institutions find themselves having difficulty growing and reaching all the demand for loans that exist. Kiva works with Fundacion Mujer because it attends a very marginalized population in Costa Rica, with a specific focus on women. In addition to the loan, Fundacion Mujer provides specialized training programs for their borrowers on everything from computer classes to salon training. Because of the difficulty in obtaining capital in Costa Rica, Fundacion Mujer cannot serve all the women that need loans. Therefore Kiva plays a unique role in helping Fundacion Mujer grow its portfolio and reach borrowers it otherwise would not be able to.

About Fundacion Mujer:

Fundación Mujer is an organization specializing in the financial and personal development of female entrepreneurs in Costa Rica. They seek to reach underserved populations that may include indigenous communities, immigrants, refugees, victims of domestic violence or women living with HIV/AIDS. Fundación Mujer offers courses in both business and personal development, as well as training in concrete skills such as sewing and other crafts.

About Costa Rica

  • $12,900
    Average annual income
  • 54
    View loans »
    Costa Rica Loans Fundraising
  • $4,673,875
    Funds lent in using Kiva
  • 508.7
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Iris to invest in the purchase of merchandise and to purchase hens to expand her sales of eggs.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Sep 30, 2011
Sep 29, 2011
Currency Exchange Loss:
Jun 18, 2013