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Juliana
Juliana is a 55 year old single woman with no formal education. She has a 12 year old son who is in school. She also supports and takes care of two nephews who have lived with her for a few years. The four of them live in the parish of Luz de América in the Santo Domingo canton. Santo Domingo is a canton and city n the new province if Santo Domingo de los Tsáchilas, which was a rural parish of Quito. Santo Domingo is between the coast and the sierra of Ecuador. It connectsQuito, Guayaquil, Portoviejo, and other important cities. Located on the flanks of the Western range and the coastal plane below 1000 meters above sea level, it is the rainiest zone in the country. It has great hydrological wealth: there are five important river basins and mini-basins. It is in sub-tropical rainy climate and has an average temperature of 22 °C.

Juliana works in the field planting cacao and raising animals. She says she learned this trade from her family and has done it all her life. She works all day long and sometime her children help her. She wants to invest in cacao plants and fertilizer so she can have more income. She considers her nephews as her own and along with her son she wants them to have a profession. This is her first loan with Fundación Alternativa and during the interview she told the loan officer that she liked the institution because it made her "feel important".

Her dream is to be able to give her family a better quality of life and above all to keep working so that her children lack for nothing.
View original language description ↓
Juliana es una mujer de 55 años soltera, no tiene ningún tipo de educación formal. Tiene un hijo de 12 años quien está estudiando. Además mantiene y cuida a dos sobrinos que viven con ella desde hace algunos años. Los cuatro viven en la parroquia "Luz de América" en el cantón "Santo Domingo". Santo Domingo es cantón y ciudad de la nueva Provincia de Santo Domingo de los Tsáchilas, que era parroquia rural de Quito, Santo Domingo está entre la costa y la sierra del Ecuador, punto de enlace entre Quito, Guayaquil, Portoviejo, y otras ciudades importantes. Situado en los flancos externos de la cordillera occidental, así como en la planicie costeña inferior a los 1000 msnm, es la zona de mayor pluviosidad del país. Tiene una gran riqueza hidrológica: existen cinco cuencas y micro cuencas importantes. Es una zona climática lluviosa subtropical, posee una temperatura promedio de 22 °C.

Juliana trabaja en el campo, plantando cacao y criando animales, dice que este oficio lo aprendió de su familia y que lo ha venido realizando toda su vida. Trabaja todo el día a todas horas, a veces le ayudan sus hijos. Quiere invertir en plantas de cacao y abono de esta manera podrá obtener un mejor ingreso. Considera a sus sobrinos como sus hijos y al igual que al suyo propio quiere verlos profesionales. Es su primer crédito con Fundación Alternativa y durante la entrevista le contó al oficial de crédito que lo que le gustaba de esta institución era que le hacían "sentir importante".

Su sueño es poder dar a su familia una mejor calidad de vida y sobre todo poder seguir trabajando para que a sus hijos no les falte nada.

Additional Information

About Fundación Alternativa

Fundación Alternativa encourages entrepreneurship and provides sustainable financial and non-financial services that promote social and economic development in Ecuador. The organization focuses on serving poor and excluded populations through analysis of clients' living conditions and by providing business training and other support services in urban, rural and marginalized parts of the country.

About Ecuador

  • $10,200
    Average annual income
  • 33
    View loans »
    Ecuador Loans Fundraising
  • $23,216,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $875 helped Juliana to buy cacao plans and fertilizer.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 22, 2011
Listed
Sep 29, 2011
Currency Exchange Loss:
N/A
Ended:
Nov 15, 2012