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Kulsara is 43 years old, married and has four children. Kulsara's family has been farming and raising livestock since 1992. Starting with the sum of 13,500 som (KGS) Kulsara has been able to expand her herd, which now has four cows and two calves and yields a profit of 7,000 som monthly. An additional source of income this year will also be a three acre plot of potatoes of land which Kulsara is planning to sell in May/July of next year. To further develop her livestock business, Kulsara has turned to "Bai-Tushum and partners" for a loan of 80,000 som (KGS) to purchase four more calves for fattening and sale. Kulsara is planning to use the profits from the loan to build a new modern barn for her animals.
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Кулсаре 43 года, замужем, имеет 4 детей. С 1992 года семья Кулсары успешно занимается животноводством и полеводством. При стартовом капитале в сумме 13,500 сом (KGS), Кульсара сумела увеличить хозяйство, насчитывающее 4 коровы, 2 бычка и дающее на сегодняшний день прибыль в сумме около 7,000 сом в месяц. Также, дополнительным источником станет картофель, засеянный в этом году на площади в 1,20 га, который Кулсара планирует продать в мае – июле следующего года. Для дальнейшего развития своего бизнеса, Кульсара обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 80,000 сом (KGS) на покупку 4 бычков для откорма и перепродажи. Доходы от кредита она планирует направить на постройку сарая со всеми необходимыми условиями для содержания скота.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 72
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,958,050
    Funds lent in using Kiva
  • 45.0
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,800 helped Kulsara to purchase cattle.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Sep 21, 2011
Oct 1, 2011
Currency Exchange Loss:
Aug 15, 2012