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Zainab's Group
In this Group: Zainab, Samina, Shamim Akhtar, Safia, Jamila
Zainab is an illiterate lady and performs her duties as a housewife very well. She makes the utmost effort to provide comfort to her family by fulfilling their needs.

Her husband has an optical shop. He sells sun glasses through his shop.

Zainab has given birth to 4 children. Her youngest daughter sews clothes while the others stay at home. Zainab is unable to provide education to her children due to poor financial conditions.

She has applied for a loan from Kiva partner Asasah for her husband’s business. With the loan he will buy glasses in larger quantity and of different brands to put in his shop for selling.

Zainab is hopeful that her husband’s business will be improved further and her family will be able to have a better financial life as a result.
Note: “In the photo, the lady with a book (called Asasah Passbook) is Zainab”.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 274
    View loans »
    Pakistan Loans Fundraising
  • $14,699,975
    Funds lent in using Kiva
  • 87.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Zainab's Group's $975 loan helped a member to buy sun glasses for optical shop business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Sep 23, 2011
Sep 30, 2011
Currency Exchange Loss:
Sep 15, 2012