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Milagro Del Carmen
Milagro del Carmen lives with her common-law husband and their two minor children in their own house. She runs a store where she sells daily consumption items such as staples, eggs, meat, dairy products, canned goods and others. Her business is well-known in the town because Milagro stocks everything a customer could ever need in the way of excellent products at good prices. Her store has the best inventory around and she gives the best customer service, always greeting people with a big smile on her face and wanting to help in any way she can.

Milagro believes that each person has the capacity to manifest his or her dreams. Her dream is to grow her business, so she is requesting a loan through INTEGRAL which she will use to buy products in most demand by her customers, such as: medicine, cosmetics, sweet drinks, instant products, and soap, among other items. Milagro del Carmen hopes that she will not have to say "I'm out of that." at her store because she wants to do everything she can to keep her customers and obtainer higher earnings so she can give her family a better quality of life.
View original language description ↓
Milagro del Carmen vive con su compañero de vida y sus dos menores hijos en casa propia. Ella posee una tienda donde vende artículos de primera necesidad como granos básicos, huevos, carnes, lacteos, productos enlatados, entre otros más, su negocio es muy conocido en la localidad pues Milagro siempre tiene lo que el cliente necesita con excelente calidad de productos y a muy buenos precios; su tienda es la más surtida del lugar, además les dá el mejor servicio siempre recibe a las personas con una gran sonrisa en el rostro esperando poder atenderlos de la mejor manera; Milagro piensa que dentro de las personas esta la capacidad de manifestar los sueños, y ella quiere manifestar y cumplir sus sueños de ver crecer el negocio, es por eso que le solicita a INTEGRAL un crédito que le permita comprar productos con los que no cuenta y demandan sus clientes, como: medicina, cosméticos, bebidas dulces, productos instantáneos, jabón, entre otros. De esta forma Milagro del Carmen espera no decir "no hay" en su negocio y vender todo lo posible para conservar sus clientes y obtener mayores ganancias que siempre den el sustento diario a su familia para al final mejorar la calidad de sus vidas

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 880
    View loans »
    El Salvador Loans Fundraising
  • $28,305,350
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Milagro Del Carmen to buy sweets, bread, beverages, instant products, and soap.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Aug 29, 2011
Sep 29, 2011
Currency Exchange Loss:
Jan 19, 2013