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Jacqueline Lisette
24-year old Jacqueline Lisette lives with her mother in the north of the country in a densely population area which is consequently very good for business. She has run a bakery for four years. It is well known as Jacqueline makes the best bread in the area as well as a variety of sweet and savoury items: alfajores, croissants, scones, semitas (tart of bread dough filled with jam), fruit tarts etc. The bakery is located in a busy street where many passers by are regular customers because of her excellent baking and low prices.

Jacqueline starts work at 4am daily when she bakes French loaves ready for a delivery person to take them to stores and regular clients near her home. In short, she is an enterprising person, inspired by her elderly mother who can no longer work because of her age. She truly enjoys her work.

She hopes one day to be able to afford to take a course or some training in bread-making so that she can improve her products. She now wants to buy supplies such as flour, eggs, yeast, sugar, milk and butter so she can fulfill her customers' orders. As she doesn't have any money of her own, she is seeking a helping hand from INTEGRAL and asking for a loan to buy the above items. Jacqueline Lisette is certain that her business will give her the opportunity to provide her mother with a better standard of living.
View original language description ↓
Jacqueline Lisette de veinticuatro años de edad vive con su madre al norte del país en uno de los municipios populosos y consecuentemente muy buenos para comercializar, ella posee una panadería desde hace cuatro años, la que es muy conocida en la localidad donde reside pues prepara el mejor pan del lugar y en variedad dulce y salado: alfajores, cachitos, salpores, semita, torta de fruta, entre otros. Se situa en una de las calles donde transitan muchas personas que se convierten en clientes potenciales, quienes la prefieren porque sus productos finales son de excelente calidad y a precios bajos; La mañana de Jacqueline inicia a las 4 de la mañana y lográr hornear el pan frances que día a día envía a través de un repartidor a tiendas y clientes fijos cercanos a su residencia, es una mujer emprendedora en definitiva, piensa mucho en su madre que por su avanzada edad ya no puede trabajar y es lo que a ella le inspira día a día; realmente ella dice disfrutar mucho de esta actividad, además espera poder algún día poder pagarse un curso o capacitación en panificación con el que pueda mejorar su actividad productiva, además comprar insumos como harina, huevos, levadura, azúcar, leche y mantequilla, para poder cubrir el incremento de demanda que últimamente han hecho sus clientes; el no contar con recurso propio es lo que ha hecho que se acerque a la mano amiga de INTEGRAL para adquirir un crédito que le permita comprar los insumos dichos. Jacqueline Lisette tiene fe que su trabajo le dará la oportunidad de darle a su mamá una mejor calidad de vida.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $4,900
    Average annual income
  • 484
    View loans »
    El Salvador Loans Fundraising
  • $23,334,975
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Jacqueline Lisette to buy supplies such as flour, eggs, yeast, sugar, milk and butter.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 16, 2011
Listed
Sep 28, 2011
Currency Exchange Loss:
N/A
Ended:
Feb 17, 2013