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María Monserrate
The José Cesario Reyes Communal Bank meets every two weeks in Montecristi Canton, known for its rich precolonial culture and its nationally and internationally renowned handicrafts and its famous straw hats.

María is a founding member of the bank and she likes it because of the help the loans offer for getting ahead. She is 39 years old and married, and from this relationship she has four children, ages 19, 16, 13, and 11. All her children still live with her and two of them are studying. Her husband is a businessman.

María is getting the loan to help her husband who himself sells fish. She tells us that her husband goes all over the city on his own tricycle selling his products, which he buys in the morning in the city of Manta from fishermen who arrive from the beaches of that city. He has been doing this work for about ten years, and this is how he has been able to get the family ahead.

This loan is to buy fish for daily sales.

Their dream is to buy a car to sell the fish in more distant areas.
View original language description ↓
EL Banco Comunal José Cesario Reyes se reúne cada quince días en el Cantón Montecristi, conocido por su rica cultura pre colonial y por su artesanía que es reconocida a nivel nacional e internacional. Lugar de los famosos sombreros de paja toquilla.

La señora María es socia fundadora del Banco comunal y le gusta por la ayuda que les brindan estos créditos para salir adelante. Tiene 39 años de edad, está casada y de esta relación tienen cuatro hijos de 19, 16, 13 y 11 años de edad, todos sus hijos aun viven con ella y dos de ellos estudian en escuela y colegio. Su esposo es comerciante.

Nuestra amiga realiza el crédito para ayudar a su esposo el mismo que se dedica a la venta de pescado, nos cuenta nuestra amiga que su esposo se desplaza por toda la ciudad vendiendo sus productos en un triciclo de su propiedad, los mismos que en la madrugada compra en la ciudad de Manta a pescadores que llegan hasta las playas de esa ciudad, tiene cerca de 10años dedicado a esta actividad y es como ha podido sacar adelante a su familia.

Este crédito es para comprar pescado para la venta diaria.

Sus sueños son comprar un carro para vender sus productos a otras partes más alejadas.


About Ecuador

  • $10,200
    Average annual income
  • 35
    View loans »
    Ecuador Loans Fundraising
  • $23,087,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped María Monserrate to buy fish.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 21, 2011
Listed
Sep 28, 2011
Currency Exchange Loss:
N/A
Ended:
Feb 15, 2012