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Flerida Emperatriz
Flerida is 39 years old, single with no children, and lives with her parents in the canton of Chillanes in the province of Bolívar.

The VCR Unión y Progreso la Colombia has 15 members and is located 90 minutes from the cooperative in San Jose. This area is known for agricultural activities such as the growing of cocoa, rice, corn, soy, bananas, and oranges.

Flerida works in agriculture planting cocoa, rice, corn, soy, and oranges, and the purchases and sales take place in San José del Tambo every weekend.

She is asking for a loan in order to buy seeds, fertilizers and supplies for crops and to buy pigs for breeding for later resale. The loan will help her meet her financial needs.

She faces the normal challenges of competition and pests.

Her dream is to be able to buy a house in order to live peacefully without worrying about rent. In her free time she likes to go on walks with her parents.
View original language description ↓
Flerida Emperatriz tiene 39 años de edad no tiene hijos es soltera vive con los padres en el Cantón Chillanes Provincia de Bolívar.

La VRC Unión y Progreso la Colombia baja, esta conformada por quince integrantes y está ubicada a 90 minutos de la cooperativa esta ventanilla se dedica a Actividades Agrícolas, siembra de cacao, arroz, maíz, Soya plátano, naranja, etc.

Flerida se dedica a la agricultura, a la siembra de cacao arroz, maíz, soya, naranja, las compras y las ventas lo realiza en San José del Tambo cada fin de semana.

Solicita el crédito para poder comprar semillas, abonos e insumos para los cultivos y también invertir en la compra de cerdos para la cría y luego venderlos.

Con la ayuda del préstamo le ayudará a suplir necesidades económicas, Enfrenta desafíos que son muy frecuentes como la competencia y las plagas.

El sueño es poderse comprar una casa para poder vivir tranquilos sin preocuparse de los arriendos.
En los tiempos libres le gusta salir de paseo con los padres.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,200
    Average annual income
  • 15
    View loans »
    Ecuador Loans Fundraising
  • $22,541,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Flerida Emperatriz to buy seeds, fertilizers and supplies for crops and to buy pigs for breeding.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Sep 6, 2011
Listed
Sep 29, 2011
Currency Exchange Loss:
N/A
Ended:
Oct 15, 2012