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Elsa Carmen
Elsa is a member of the communal bank Unión. She is 56 years old with 2 children, and has been working with FINCA Peru for 15 years.

Elsa rents out rooms in her 4-story house. She also sells ice and cosmetics. She remembers fondly how FINCA helped her to buy her land and little by little to build her house. She is grateful for the help she received and that they taught her to be responsible and to have higher ethics. The training taught her how to conduct and grow her business.

The loan that she is asking for will be used to add rooms to the 4th floor. Her goal is to save for her child to receive qualifications.
View original language description ↓
Elsa es socia del Banco Comunal Unión, tiene 56 años y 2 hijos, es socia de FINCA Peru desde hace 15 años.
Elsa tiene una casa de 4 pisos que alquila, a parte tambien vende hielo y cosméticos, recuerda con mucho cariño que Finca le ayudó a poder comprar su terreno y poco a poco pudo construir su casa, esta muy agradecida ya que le ayudaron y le enseñaron a poder ser responsable y además de muchos valores, con las capacitaciones aprendió como hacer y como hacer crecer su negocio. El préstamo que recibirá lo invertirá en la construcción de los cuartos del 4 piso, y ahora su meta es poder ahorrar para la titulación de su hijo.

Additional Information

About FINCA Peru

This loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.

In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.

About Peru

  • $12,000
    Average annual income
  • 179
    View loans »
    Peru Loans Fundraising
  • $60,191,850
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Elsa Carmen to buy materials needed for the construction of rooms in her house.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Sep 17, 2011
Sep 28, 2011
Currency Exchange Loss:
Apr 15, 2012