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Speciose is 36 years old and is married with five children aged between 5 and 14 years old. She also takes care of two relatives. Her business is well-organized and is well known as a shop that sells various shoes, such as those for seniors and children. Her business hours are from 8 a.m. until 7 p.m. every day and she currently employs two persons to help her.

Speciose has requested a Kiva loan via Vision Finance Company in order to increase her business by buying more senior's and children's shoes. Any profits will be reinvested in her business and saved for her future. Speciose hopes also to buy three motorcycles to help her in the future with her profits.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 24
    View loans »
    Rwanda Loans Fundraising
  • $13,392,250
    Funds lent in using Kiva
  • 593.0
    Rwanda Francs (RWF) = $1 USD