Check out some available loans that are similar to this one!
Pain De Vie Plus Group
In this Group: Philo, Clémentine, Véro, Gertrude, Bebe, Berry, Marthe, Benjamin, Sylvie, Saley, Ruygen, Brigitte, Immaculee, Kimbembi, Madeline, Catho, Thérèse, Jeanne, Mado*, Jean Bosco, Bénoit, Muke, Marceline*, Huguette, Pauline, Clara, Toussaint
* not pictured
“Pain deVie Plus” is a group of 27 owners of small businesses chaired by Philo. Its members are jointly liable for loans granted by Kiva to grow their businesses.

Philo’s main activity is selling purified water. Besides that, she also sells prepaid cards. She is a hard-working woman who has demonstrated some abilities in business such as organisation and good management. Philo is planning with the next loan to increase the stock of her goods by buying some containers of purified water and some prepaid cards in order to meet the high demand of her customers in her community and generate more profit. Her business brings in profit of US$20 each day.

Philo is confident with her business. She knows how to attract her customers by offering what they need and like. She is also diplomatic when she talks with her clients. Philo’s medium term plan is to open a purified water facility in order to store more containers to meet her community’s needs for purified water. She is 41 years old, married and the mother of two children aged 21 and 23.

Additional Information


HOPE International has been providing small business loans and savings services to thousands of entrepreneurs in DRC since 2004. HOPE DRC targets small business owners who can use loans to increase their inventories or invest in assets that have the potential to increase their incomes. Funds from Kiva lenders play a major role in expanding access to affordable, flexible capital for micro-entrepreneurs, 80% of whom are women.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 33
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $12,039,550
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Pain De Vie Plus Group's $5,000 loan helped a member to purchase containers of purified water and prepaid cards for resale.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Sep 21, 2011
Sep 30, 2011
Currency Exchange Loss:
Feb 15, 2012