Monica is a married lady in Kenya. She has four children who she hopes to be able to provide a university-level education. She owns a business making jewelry at Dandora in Nairobi. She has been doing this business for the last nine years. She says that the business is profitable and her biggest challenge is financial constraints. She is using her loan of 20,000 KES to buy beads for making bracelets and necklaces in order to grow her business and meet the demands of her customers. In the future, she plans to grow her business into wholesale. She describes herself as a very honest lady.