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Enma Cristina
Enma is 43 years old, she is married and she has six children. She lives with her family in Bella Vista, a village of the municipality of Juticalpa. She is a very hard working person and she has been engaged in selling groceries for a few years.

Enma runs a small corner shop in her house, working from 6 am to 8 pm. She started with a simple soft drink sales, but as the people who came buying at her stall where asking for basic daily products as well, she decided to ask FAMA for a loan, ad she took the necessary steps to set the corner shop she now owns. Her main advantage is being a well-known person in her village, and for this reason her neighbors prefer to buy their products in her corner shop.

The loan Enma is requesting will be used to buy general merchandise in order to supply her shop with rice, beans, sugar, butter, pasta, soft drinks, meat, sausage, dairy products, fritters, cookies, and sweets, among other basic products.

She aims at running a business that, by generating more earnings will help her keep on supporting her children with their studies, up to see them graduating at university; she also wants her life to improve.
View original language description ↓
Doña Enma tiene 43 años de edad, es casada y tiene seis hijos, y junto a su familia reside en la Colonia Bella Vista en el municipio de Juticalpa, es una persona muy trabajadora y desde hace varios años se dedica a la venta de abarrotería.

Doña Enma tiene una pequeña pulpería que funciona en su domicilio, con un horario de atención de 6:00 am 8:00 pm. Inicio simplemente con una venta de refrescos pero las personas que iban a comprarle siempre le preguntaban por productos de la canasta básica así que solicito un préstamo en FAMA e hizo las gestiones necesarias para instalar la pulpería que ahora tiene. Su principal ventaja es que es una persona muy conocida en la colonia y por eso sus vecinos prefieren realizar sus compras en su pulpería.

El préstamo que Doña Enma solicita lo necesita para surtir su pulperia con la compra de arroz, frijoles, azucar, manteca, pastas, refrescos, carnes, embutidos, lacteos, churros, galletas, confites, entre otros productos de la canasta basica.

Su meta es tener un mercadito y que este le permita obtener mayores ganancias para seguir apoyando a sus hijos con el estudio hasta verlos graduarse en la universidad y también desea que su de vida mejore.

Additional Information

About FAMA:

Honduras is one of the poorest countries in the Western Hemisphere with approximately 59% of people living below the poverty line. Familia y Medio Ambiente OPDF (FAMA OPDF) is a Honduran non-profit with no religious or political affiliation. FAMA’s mission is to provide quality and opportune financial services so that men and women have equal opportunities to develop their micro or small businesses, whether they focus on agriculture, manufacturing or services. FAMA operates 13 branches throughout Honduras and serves over 12,500 clients.

About Honduras

  • $4,800
    Average annual income
  • 103
    View loans »
    Honduras Loans Fundraising
  • $9,207,550
    Funds lent in using Kiva
  • 18.9
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Enma Cristina to buy rice, beans, sugar, butter, pasta, soft drinks, and meat.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Aug 26, 2011
Sep 30, 2011
Currency Exchange Loss:
Dec 15, 2012