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Sandra Margarita
Sandra Margarita is 58, married, and the mother of four children. She lives in Barrio La Hoya in the Juticalpa municipality, and sells rosquillas (a traditional treat similar to doughnuts) and quesadillas.

Sandra learned to make rosquillas and quesadillas more than 30 years ago. She trained by working with a neighbor who did this for a living. Her products are a great favorite of the residents of Juticalpa, and also of people who live in other countries; since the greatest amount of her production is bought to be sent to family members and friends who live in the United States.

She works together with her youngest son. Her working day begins at 4:00am, which is very demanding. But once the product leaves the oven, she can rest, and her son sends it out to the customers.

The loan that Sandra is applying for is needed to buy milk, corn, sugar, firewood, eggs, and other products for making rosquillas and quesadillas. With the help of the loan Sandra, will be able to fill some orders that she hasn't yet delivered, and that will generate profits to cover some household expenses such as rent.

Her dream is to have her own house; a very large one, because she wants to set up a small work area and teach people to make rosquillas and quesadillas.

Sandra feels very thankful for the loan support she has received, because this has helped her keep herself going financially. She is a client who is very punctual with her payments, and has already had four loans with FAMA.
View original language description ↓
Doña Sandra Margarita tiene 58 años de edad, es casada y madre de cuatros hijos, reside en el Barrio La Hoya en el municipio de Juticalpa y se dedica a la venta de rosquillas y quesadillas.

Doña Sandra aprendió a elaborar las rosquillas y quesadillas desde hace mas de 30 años y se formó trabajando con una vecina que se dedicaba a esa actividad. Su producto es muy preferido por la población Juticalpense y también por las personas que viven en el extranjero, ya que la mayor cantidad de su producto se le compran para enviarlo a familiares o amigos viven en los Estados Unidos. Trabaja en conjunto con su hijo menor, su jornada laboral inicia a las 4:00 am lo cual es muy sacrificado pero una vez que el producto sale del horno ella puede descansar y su hijo despacha a los clientes.

El préstamo que Doña Sandra esta solicitando lo necesita para comprar leche, maíz, azúcar, leña, huevos, entre otros productos para la elaboración de las rosquillas y quesadillas. Con el apoyo del préstamo Doña Sandra podrá sacar unos pedidos que tiene pendientes de entrega y eso le generara ganancias para cubrir algunos gastos del hogar como ser el pago de alquiler.

Su sueño es tener una casa propia y que sea muy grande porque quiere instalar un pequeño taller y enseñar a las personas a elaborar rosquillas y quesadillas.

Doña Sandra se siente muy agradecida por el apoyo de los prestamos obtenidos porque le han ayudado a mantenerse activa económicamente. Ella es una clienta muy puntual con sus pagos y ya tiene cuatro ciclos en FAMA.

Additional Information

About FAMA:

Honduras is one of the poorest countries in the Western Hemisphere with approximately 59% of people living below the poverty line. Familia y Medio Ambiente OPDF (FAMA OPDF) is a Honduran non-profit with no religious or political affiliation. FAMA’s mission is to provide quality and opportune financial services so that men and women have equal opportunities to develop their micro or small businesses, whether they focus on agriculture, manufacturing or services. FAMA operates 13 branches throughout Honduras and serves over 12,500 clients.

About Honduras

  • $4,200
    Average annual income
  • 25
    View loans »
    Honduras Loans Fundraising
  • $8,153,025
    Funds lent in using Kiva
  • 18.9
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Sandra Margarita to buy corn, sugar, firewood, eggs, etc.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 26, 2011
Listed
Sep 30, 2011
Currency Exchange Loss:
Possible
Ended:
Jun 16, 2012