Vagif began his business 15 years ago. Because he did not have sufficient financial resources, he couldn’t develop his business well enough in the beginning. With this small business and only $200 in working capital, he could hardly earn enough money to meet his family's food and important consumption needs, but after awhile he made important steps in his business and increased the area of his trading.
Now, he wants to borrow $500 in order to further develop his business, and therefore to improve his family’s living conditions and obtain some funds for the education of his children.
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