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Update on Svetlana

Svetlana is asking for a loan to increase the range of her commodities. With the additional income, she plants to buy a refrigerated room. Svetlana plans to expand her business and, if possible, open another outlet. Svetlana lives with her husband in their home. With a previous loan she was able to better her living standards.
View original language description ↓
Светлана просит предоставить ей кредит на увеличение ассортимента товара продовольственной группы. На дополнительную прибыль она планирует приобрести холодильную камеру. Светлана планирует расширять свой бизнес и по возможности открыть еще одну точку.

Светлана проживает с мужем в своем доме. С предыдущего кредита смогла улучшить свои жилищные условия.

Previous Loan Details

Svetlana is married with a grown daughter, Yulya. She sells groceries in one of the markets of Melitopol where she lives with her family. Svetlana is an experienced entrepreneur. She has been working in the sphere of market vending for 13 years. Presently, she has about 30,000 Grivnyas in invento... More from Svetlana's previous loan »

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ukraine

  • $8,200
    Average annual income
  • 6
    View loans »
    Ukraine Loans Fundraising
  • $6,400,325
    Funds lent in using Kiva
  • 8.0
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,875 helped Svetlana increase her range of goods.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Sep 20, 2011
Sep 25, 2011
Currency Exchange Loss:
Oct 15, 2012
This photo was used before for a previous loan for Svetlana. It was first posted on Kiva on Jan, 2011. Learn More