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Carmen Rosa
Carmen Rosa, 30, has a spouse and four small children who depend on her income. They live in the community of Esquilan Chico in a small house. Her main activity is raw milk production. She currently owns two heads of dairy cattle in production and one pregnant cow. She sells the milk to PIL which is a firm dedicated to manufacturing dairy products.

The loan is to buy a cooling tank. This purchase is being undertaken by a group of people who did not have a milk storage tank. Currently, there is another tank in existence but it’s too far away to transport the milk there to be stored. The purchase of said tank will benefit the entire group because it will be installed in the area.

Among her dreams and goals for the future are to have a small farm and start to build a new house because the one she has built now is in poor condition.
View original language description ↓

La señora Carmen Rosa, tiene 30 años vive en concubinato, tienen 4 hijos pequeños los cuales dependen de sus ingresos, viven en la comunidad de Esquilan Chico en una pequeña casa, su principal actividad es la producción de la leche cruda, actualmente cuenta con 2 cabezas de ganado lechero en producción y una cabeza de ganado preñada, la leche vende a PIL, que es una empresa dedicada a la fabricación de productos lácteos.
El destino del crédito es para la compra de un tanque de enfriamiento, dicha compra se está realizando por un grupo de personas los cuales no contaban con un tanque para acumular la leche, actualmente existe otro tanque, pero es demasiado lejos para transportar la leche y depositarla alli, con la compra de dicho tanque se beneficiaran todo el grupo porque se instalara en la zona.
Entre sus sueños y metas es, en futuro contar con una granja pequeña, y realizar una nueva construcción de su domicilio ya que la tiene la construcción está en mal estado.

Additional Information


CIDRE is a Bolivian microfinance institution with a strong social commitment to the community. It works to provide quality financial services to rural and peri-urban borrowers, focusing primarily on agricultural loans for dairy farmers and micro-enterprises. CIDRE targets segments of the population that have not traditionally had access to credit, and invests in much-needed community development projects. It is currently working with coca farmers in the Chapare region to replace coca with less controversial crops. Get more involved by joining the Friends of CIDRE lending team.

About Bolivia

  • $5,500
    Average annual income
  • 165
    View loans »
    Bolivia Loans Fundraising
  • $33,416,475
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Carmen Rosa to pay her share of a raw milk cooling tank.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Sep 20, 2011
Sep 27, 2011
Currency Exchange Loss:
May 17, 2013