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Enma Lorena
Enma is 43 years old and a single mother of two children. She lives in the neighborhood of San Jose located in the El Paraiso department.

Enma is a hard working person and a fighter in life. A few years ago, her husband abandoned her and her two children. In order to keep her small family going, she had to move to her parents’ house. She began making a living in one endeavor after the other, but none of them went well, so she decided to look for employment and she found it. After a few years of working, she decided to begin selling catalogue cosmetics as an extra source of income. It has gone very well for her. She makes most of her sales through her work mates. On the weekends she goes out to the community to make her sales in addition to the few products she has for sale at her home.

Enma needs the loan she is requesting to increase and diversify her supply of products such as nail polish, lipstick, eye shadows, eyeliner and lip liner, creams, deodorants and perfumes among other things. With the help of this loan, Enma will be able to offer a larger quantity of products to her customers. She hopes that her sales will improve and that she will make a better profit that allows her to support her home.

Her goal is to start a variety shop in her house and spend more time raising her two children. This is her second loan with FAMA and she hopes to make good on her repayment commitment as punctually as she did on her last loan.
View original language description ↓
Enma tiene 43 años de edad, es madre soltera de dos hijos, reside en el Barrio San Jose en el Departamento de El Paraiso.

Enma es una persona muy trabajadora y luchadora de la vida. Hace unos años su esposo la abandonó a ella y a sus dos hijos y para sacar a su pequeña familia tuvo que mudarse a la casa de sus padres y empezó a dedicarse a una actividad economica y a otra pero en ninguna le iba bien asi que decidió buscar un empleo, el cual consiguió. Luego de unos años de haber conseguido el trabajo decidió ponerse a vender cosmeticos por catalogos para tener una fuente extra de ingresos y le ha ido muy bien. La mayoria de sus ventas las realiza con sus compañeros de trabajo, los fines de semana sale a vender en la comunidad y tambien en su casa tiene unos cuantos productos para la venta.

El prestamo que Enma solicita lo necesita para surtir de mas y variados productos como barniz de uñas, listick, sombras de ojos, delinear de ojos y labios, cremas, desodorantes, perfumes, entre otros. Con el apoyo del prestamo Enma podra ofrecer una mayor cantidad de productos a sus clientes y espera que sus ventas mejoren, y obtener una buena ganancia que le permita llevar el sustento a su casa.

Su meta es instalar una tienda de variedades en su casa y dedicarle mas tiempo a la crianza de sus dos hijos. Este es su segundo ciclo en FAMA y espera cumplir con el compromiso de sus cuotas de manera puntual como lo hizo en el prestamo anterior.

Additional Information

About FAMA:

Honduras is one of the poorest countries in the Western Hemisphere with approximately 59% of people living below the poverty line. Familia y Medio Ambiente OPDF (FAMA OPDF) is a Honduran non-profit with no religious or political affiliation. FAMA’s mission is to provide quality and opportune financial services so that men and women have equal opportunities to develop their micro or small businesses, whether they focus on agriculture, manufacturing or services. FAMA operates 13 branches throughout Honduras and serves over 12,500 clients.

About Honduras

  • $4,800
    Average annual income
  • 73
    View loans »
    Honduras Loans Fundraising
  • $8,656,500
    Funds lent in using Kiva
  • 18.9
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Enma Lorena to purchase cosmetics.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 24, 2011
Listed
Sep 27, 2011
Currency Exchange Loss:
Possible
Ended:
Sep 15, 2012