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Señora Lucia lives in the community known as Esquilan Chico in the city of Cochabamba, with her husband and young son. Señora Lucia works producing raw milk. She delivers her production to the Pil Andina Company, which is responsible for milk distribution throughout Cochabamba city. She currently has 14 milking cows, producing on average 90 liters a day. It's a family business, and one that takes place throughout the year. This client only delivers the minimum amount of milk to the Pil Company, so that her mom doesn't lose her contract. It's a question of selling-price, and as she doesn't have a cooling tank in her area, she cannot sell 100% of her production to the Pil Company.

The loan that she is requesting is to buy a tank for cooling milk (the cooling tank is a place to keep raw milk in good state, and is how the Pil Company receives the milk every morning and evening). This tank costs approximately $16,000, so for this reason she is making the purchase together with 15 other people in her community, who are putting in $1,000 each.

Señora Lucia will now be able to have access to this cooling tank, and will be able to deliver 100% of her milk production to the Pil Andina Company.
View original language description ↓
La Sra. Lucia vive en la comunidad conocida como Esquilan Chico en la ciudad D. Cochabamba, junto a su esposo y su hijo pequeño. La Sra. Lucia se dedica a la producción D. leche cruda, su producto lo entrega a la Empresa PIL Andina la cual se encarga D. la distribución D. leche en toda la ciudad D. Cochabamba, actualmente tiene 14 vacas en producción, produciendo en promedio 90 litros diarios. La actividad que realiza es familiar y regular a lo largo del año. El cliente solo entrega a la empresa Pil el monto mínimo D. leche para que su Mama no pierda la acción es por cuestión D. precio D. venta, y falta D. tanque D. enfriamiento en la zona que no pueD. vender el 100% D. su producción a la PIL
El siguiente crédito que solicita es para la compra D. un tanque D. leche enfriamiento (el tanque D. enfriamiento es un deposito D. leche cruda que se mantiene en buen estado, es D. este tanque D. donD. recoge la Empresa Pil la leche todas las mañanas y todas las tardes) el cual en primer lugar tiene un costo aproximado D. 16.000$us, es por esta razón que la compra la están haciendo conjunta con otras 15 personas D. la misma comunidad poniendo 1000$us cada uno. La Sra Lucia ahora que podrá tener acceso a este Tanque D. enfriamiento podrá entregar el 100% D. su producción D. leche a la Empresa Pil Andina.

Additional Information


CIDRE is a Bolivian microfinance institution with a strong social commitment to the community. It works to provide quality financial services to rural and peri-urban borrowers, focusing primarily on agricultural loans for dairy farmers and micro-enterprises. CIDRE targets segments of the population that have not traditionally had access to credit, and invests in much-needed community development projects. It is currently working with coca farmers in the Chapare region to replace coca with less controversial crops. Get more involved by joining the Friends of CIDRE lending team.

About Bolivia

  • $5,500
    Average annual income
  • 158
    View loans »
    Bolivia Loans Fundraising
  • $33,362,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Lucia to buy a cooling tank for raw milk, together with other people.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Sep 20, 2011
Sep 27, 2011
Currency Exchange Loss:
Dec 15, 2012