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Claudia
Claudia is a member of the Persa Rodoviario Communal Bank in the city of Talca. She works in commerce, specifically selling sportswear for children, women, and men. She has been working in this business for nine years and she rents a space in the market in the city of Talca. She prefers to sell seasonal and exclusive clothing, which is why her business has gone well for her. Her work schedule is all day, Monday through Sunday. She buys her merchandise in different places and from different distributors in the city of Santiago. The suppliers also offer her merchandise in her own place. Her clientele has been with her since the beginning, so it is also established.

With the loan she will buy sportswear for children, women, and men, as well as pants, shirts, shorts, and leggings.

Her goals are to increase her business and supply it with merchandise, since if it goes well for her she will have a better income to give her family a better quality of life.

Claudia lives with her two children, ages 6 and 3. Claudia arranges her schedule to accommodate her work with the care of her children.

Her dream is to pay for her children's education so they will be professionals. She also is taking all the necessary steps to apply to get her own house.

Claudia is very happy and grateful for the services offered by Fondo Esperanza. She enjoys and feels comfortable with the company, credit, loyalty, and commitment of the group she belongs to. With regard to the training given in the meetings, she has learned how to better distribute her business.

Talca is in the Maule region, located in the central part of the country. It is the administrative, economic, and cultural center of the region, being the most important city in the Central Valley of Chile. There is a curious allusion to Talca in Chile, the expression "Talca, Paris, and London." Among the many myths about the matter, some say that it derives from something an English person once said, "Talca looks like London" [Spanish "parece" 'looks like' and "París" 'Paris' sound alike] because of the abundant fog that frequently covers the city in the winter season, similar to the capital of the United Kingdom.
View original language description ↓
Claudia integrante del Banco comunal “Persa Rodoviario” perteneciente a la ciudad de Talca.
Se dedica al rubro del comercio, específicamente vende ropa deportiva para niños, damas y varones. Trabaja en éste negocio desde hace 9 años y el local lo arrienda en el persa de la ciudad de Talca. Preferentemente vende ropa de temporada y exclusiva, por lo que le ha ido muy bien en su negocio.
Su horario es durante todo el día, de lunes a domingo.
Su mercadería la compra en la ciudad de Santiago en diferentes locales y distribuidoras. También los proveedores se encargan de ofrecerle mercadería en su propio local.
Su clientela la conserva desde sus inicios, por lo tanto también es fija.
Con el crédito comprará buzos deportivos para niños, mujer y hombre, además de pantalones poleras, short y calzas.
Sus metas son acrecentar su negocio y abastecerlo de mercadería, ya que si le va bien, tendrá un mejor ingreso económico para proporcionarle a su familia una mejor calidad de vida.
Claudia vive junto a sus dos hijos de 6 y 3 años de edad. Claudia distribuye sus horarios para acomodarlos con su trabajo y el cuidado de sus hijos.
Sus sueños son costear los estudios de sus hijos, para que sean profesionales. Además se encuentra realizando todos los trámites para postular y obtener su casa propia.
Ella está muy contenta y agradecida de los servicios entregados por Fondo Esperanza, disfruta y se siente cómoda de la compañía, fiato, lealtad y compromiso del grupo al cual pertenece. Respecto a las capacitaciones realizadas en las reuniones ha aprendido a distribuir mejor su negocio.
Talca pertenece a la región del Maule, ubicada en la zona centro del país. Constituye el centro administrativo, económico y cultural de la región, siendo la ciudad más importante del Valle Central chileno. Sobre Talca existe una curiosa referencia en Chile, la frase "Talca, París, y Londres". Entre los mitos al respecto, algunos dicen que es una derivación de la originalmente dicha por un inglés "Talca parece Londres", por la abundante neblina que cubre frecuentemente la ciudad en la temporada invernal, a semejanza de la capital del Reino Unido.

Additional Information

About Fondo Esperanza

Fondo Esperanza (FE) is a private non-profit organization that supports entrepreneurship by providing micro-credit and training to people living in poverty in well over 100 cities throughout Chile. By providing these services, FE aims to improve the living conditions of the entrepreneurs and their families. In 2010, FE provided loans to more than 41,000 entrepreneurs. It utilizes a communal banking model in which groups of 18 to 25 clients meet on regularly and guarantee each other’s loans. The members use their portion of the loan to create or expand their own businesses. In the group meetings, clients receive training though the FE Entrepreneurship School, which enhances clients’ personal and business skills and ability to work in groups.

About Chile

  • $14,900
    Average annual income
  • 0
    View loans »
    Chile Loans Fundraising
  • $2,552,775
    Funds lent in using Kiva
  • 519.4
    Chile Pesos (CLP) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Claudia to buy sportswear for children, women, and men, as well as pants, shirts, shorts, and leggings.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 31, 2011
Listed
Sep 27, 2011
Currency Exchange Loss:
Possible
Ended:
Jan 15, 2012