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Cumbe Centro (Cuenca) Group
In this Group: María Targelia, Martha Verónica, Dorix Lourdes, Andrea Priscila, Nataly Vanessa, Cesar Gerardo
The Cumbe Centro Communal Bank is made up of five women and one man who work hard in different activities that allow them to help their families and get ahead with them. Our members live near the parish of Cumbe. This place has a cold climate with a pretty landscape and a view of nature. The people there maintain the culture and traditions of their communities, and they work in commerce, raising animals, and agriculture.

Andrea is one of the members of this group. She is a member of Cumbe Centro Communal Bank. She is 28 years old and single, and lives with her father, who is a driver by profession and works for hire with his own taxi. They share the household expenses, and the house they live in belongs to her father.

Andrea has been selling Yanbal cosmetics for six years. She sells her products every day and without a set schedule. She also raises chickens at home.

This is the fourth loan she has taken from the communal bank, and she will use her new loan to buy chickens to increase her business.

Her goal is to have a place to sell her cosmetics.
View original language description ↓
El banco comunal Cumbe Centro está formado por 5 socias y un socio quienes laboran arduamente en diferentes actividades las mismas que les permiten ayudar y salir adelante con sus familias. Nuestras socias viven por la parroquia de Cumbe, este lugar es de clima frió y nos regala un hermoso paisaje y vista de la naturaleza, su gente mantiene la cultura y tradiciones de sus pueblos, se dedican al comercio, cría de animales y a la agricultura.

Una de las integrantes de este grupo es la Señorita Andrea, es socia del banco comunal Cumbe Centro, tiene 28 años de edad, es soltera y vive con su padre quien es de profesión chofer y labora prestando sus servicios con su propia unidad de taxi. Comparten los gastos del hogar y la casa en que habitan es propiedad de su padre.

Nuestra socia se dedica a la venta de productos Yanbal hace 6 años, vende sus productos todos los días y sin un horario fijo. También en su casa cría de gallinas.

Se encuentra en el cuarto crédito que realiza en el banco comunal y su nuevo crédito lo va a invertir en la compra de pollos para incrementar su negocio.

Su meta es tener un local para vender sus cosméticos.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ecuador

  • $10,200
    Average annual income
  • 16
    View loans »
    Ecuador Loans Fundraising
  • $22,541,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Cumbe Centro (Cuenca) Group's $1,875 loan helped a member to buy chickens.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 9, 2011
Listed
Sep 27, 2011
Currency Exchange Loss:
N/A
Ended:
Mar 15, 2012