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Ángel lives in a community known as “Esquilan Chico” in Quillacollo Province, Cochabamba Department. Ángel is a very hardworking man. He’s not married and has no children. He only completed elementary school and since then has been 100% dedicated to work caring for his dairy cattle. Ángel is a raw milk dairy farmer. The milk is sold to the Pil Andina firm. He also makes cheese that he then sells at the Colcapirhua market. He currently has nine head of dairy cattle that he gets about 90 liters of daily production from.

The loan he’s asking for is to buy a milk cooling tank (The cooling tank is a storage unit to keep raw milk in good condition. This is the tank that the Pil firm collects the milk from every morning and afternoon). Its price is between US$13,000 to US$16,000 and this is why the purchase is being made together with 15 other people from the same community; each one is putting in US$1,000. By having a cooling tank closer to home, Ángel will be able to store more of his milk in it and perhaps be able to stop selling cheese which takes up a lot of his time.
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El Sr. Angel vive en la comunidad conocida como Esquilan Chico en la privincia de Quillacollo en el departamento de Cochabamba, Angel es una persona muy trabajadora. No está casado ni tiene hijos y solo termino colegio hasta primaria desde entonces se dedica al 100 % al cuidado de su ganado lechero. Angel se dedica a la producción de leche cruda y su posterior venta a la empresa Pil Andina y también se dedica a la elaboración de quesillo y su posterior venta en el mercado de Colcapirhua. Actualmente cuenta con 9 cabezas de ganado lechero en producción y obtiene de las mismas un aproximado de 90 litros diarios.
El siguiente crédito que solicita es para la compra de un tanque de leche enfriamiento (el tanque de enfriamiento es un deposito de leche cruda que se mantiene en buen estado, es de este tanque de donde recoge la Empresa Pil la leche todas las mañanas y todas las tardes) el cual en primer lugar tiene un costo aproximado de 13.000$us a 16.000$us, es por esta razón que la compra la están haciendo conjunta con otras 15 personas de la misma comunidad poniendo 1000$us cada uno. Angel al tener el tanque de enfriamiento cerca de casa podrá colocar más leche en el mismo y tal vez dejar de vender quesillo el cual le toma mucho tiempo.

Additional Information


CIDRE is a Bolivian microfinance institution with a strong social commitment to the community. It works to provide quality financial services to rural and peri-urban borrowers, focusing primarily on agricultural loans for dairy farmers and micro-enterprises. CIDRE targets segments of the population that have not traditionally had access to credit, and invests in much-needed community development projects. It is currently working with coca farmers in the Chapare region to replace coca with less controversial crops. Get more involved by joining the Friends of CIDRE lending team.

About Bolivia

  • $5,500
    Average annual income
  • 165
    View loans »
    Bolivia Loans Fundraising
  • $32,260,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Angel to pay his share in a milk cooling tank.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Sep 20, 2011
Sep 27, 2011
Currency Exchange Loss:
Dec 15, 2012