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Anatilia Josefa

Update on Anatilia Josefa

Anatila Josefa’s business is a grocery store. She is very happy with her way of life. The dedication she has toward her business is something that has borne fruit with profits earned and she notes that it’s well worth the daily effort. Her store is located in her home and various customers come by to purchase needed foodstuffs like basic grains, detergents, soft-drinks, bread and cookies, among others.
View original language description ↓
Anatila Josefa tiene su negocio es que es una pulpería. Ella se encuentra muy contenta con su medio de vida. La dedicación que tiene con su negocio es algo que con las ganancias observa que ha valido la pena el esforzarse diariamente. Es en su vivienda donde está ubicado su negocio y llegan sus diferentes clientes a comprar los víveres necesarios como granos básicos, detergentes, refrescos, pan, galletas, entre otros.

Previous Loan Details

Anatila Josefa is 52 years old, has a general store, and lives in a zone frequented by many customers. She is known for providing good customer service and has been running this business for more than four years. She began working so that she could start her own business. Her savings only allo... More from Anatilia Josefa's previous loan »

Additional Information

Fundación Leon 2000

This loan is administered by Fundación Leon 2000. Fundación Leon 2000 began operations in 1993 as the first microfinance institution to serve the western part of Nicaragua, a country which continues to be one of the poorest in the western hemisphere. Fundación Leon 2000 works to further the development of micro, small, and medium enterprises through credit services and management, applying the best credit industry practices and technical expertise. Additionally, Fundación Leon manages several business and financial education programs in the community, specifically for young entrepreneurs and at-risk youth. Fundación Leon 2000’s group of experienced and dedicated employees works in 7 offices in Leon, Chinandega, Chichigalpa, Somotillo, Jinotepe, El Sauce, and Nagarote and serves several thousand clients (the majority of whom are women).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Nicaragua

  • $4,800
    Average annual income
  • 103
    View loans »
    Nicaragua Loans Fundraising
  • $24,738,100
    Funds lent in using Kiva
  • 22.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Anatilia Josefa to buy stock merchandise for her store.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 7, 2011
Sep 27, 2011
Currency Exchange Loss:
Oct 16, 2012