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Ramzan's Group
In this Group: Ramzan, Akhteri, Shamim, Sakina, Razia
"I live in a small town: Chichawatni, Pakistan. One of my sons trades livestock. He earns well and currently, he needs a loan to buy a few additional sheep. He is the only breadwinner of our family.

My group members are: Sakina B. who will invest the loan in their fruit business; Razia B. who also needs loan for their fruit business; Akhteri B. will use the loan in their family’s cattle trading business; and Shamim B. who needs a loan for their rickshaw. All of us are mutually responsible for each other’s loans."

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 475
    View loans »
    Pakistan Loans Fundraising
  • $15,107,750
    Funds lent in using Kiva
  • 62.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Ramzan's Group's $1,450 loan helped a member buy a few sheep.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Feb 14, 2008
Jan 31, 2008
Currency Exchange Loss:
Mar 15, 2009