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Sintus is a 35-year-old man and married to Febi, a 30-year-old lady. They have three kids: Juionto, 9, Seleste, 7, both still at primary school and Tuti, 5, not at school yet.

Sintus makes a living by being a farmer. His farmland is located about 3 km from his residence. He plants lettuce and cabbage on the farm. The income generated from his own farm is insufficient to fully cover his family needs. Therefore, he also assists other farmers in cultivating their farms and gets paid from the profit.

Sintus is planning to hire a rice field to cultivate but he doesn’t have money to do so. He then met TLM’s field officer who informed him of TLM’s lending program. He is interested in joining the individual lending program and is requesting a loan amounting to IDR 5,000,000. He wants to hire the rice field to be cultivated for 5 years. He really hopes that TLM will approve his loan application, so he will be able to improve his family's life.

Additional Information

About Tanaoba Lais Manekat

This loan is administered by Tanaoba Lais Manekat (TLM). TLM is a microfinance institution that seeks to improve the quality of life of poor communities in the province of Nusa Tenggara Timur in Indonesia. TLM has been operating since 1995 and, in addition to providing microloan and savings services, provides client training on financial management and entrepreneurship.

TLM’s head office is based in Kupang, West Timor, Indonesia. Kupang is the capital city of Nusa Tenggara Timur province in eastern Indonesia. Nusa Tenggara Timur is the province with the least favorable social and economic statistics of all the 33 Indonesian provinces.

Join our lending team TLM West Timor.

About Indonesia

  • $5,200
    Average annual income
  • 20
    View loans »
    Indonesia Loans Fundraising
  • $5,461,825
    Funds lent in using Kiva
  • 9,202.0
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Sintus to hire a rice field to cultivate.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Sep 9, 2011
Sep 28, 2011
Currency Exchange Loss:
Nov 15, 2012