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Ludivina is 56 years of age and married with three children.

Ludivina runs her store within the village of San Manuel San Mateo. She has had this business for one year, because her first business is a transport motorcycle. Aside from her store and transportation business she is also engaged in agriculture, particularly a fishpond business. Ludivina is grateful for all the blessings she has at this time.

She is aiming to increase her profits due to expensive basic commodities and high electric bills. So, for these reason, she is asking for financial assistance in the amount of P20,000 to be used in buying additional groceries such as canned goods, soft drinks, cooking oil, ingredients, instant noodles and biscuits for her grocery store. She believes that she can improve her store and other businesses through the loan amount she requested.

Ludivina expects that she could be a successful businesswoman someday. In addition, she believes that her patience and hard work will provide a better result in achieving her goal in life.

Additional Information

About Alalay sa Kaunlaran, Inc.

This loan is made possible by Alalay sa Kaunlaran, Inc. (ASKI), which means “a partner in development.” ASKI has been in operation for 25 years and runs multiple successful initiatives in addition to microlending. Its main microfinance branch focuses on lending to microentrepreneurs, small farmers, and fisher folk. ASKI also provides microinsurance and marketing support for borrowers, as well as educational programs to develop the skills of both borrowers and staff. The ASKI Foundation funds community development projects such as a daycare feeding program and scholarships for children. ASKI Global helps overseas Filipinos develop entrepreneurial and financial skills to maximize the impact of remittances.

ASKI’s motto is “Together, let’s make things happen!” Join ASKI's Kiva Lending Team or view its website.

About Philippines

  • $7,000
    Average annual income
  • 1812
    View loans »
    Philippines Loans Fundraising
  • $60,866,650
    Funds lent in using Kiva
  • 43.9
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Ludivina to buy groceries such as canned goods, soft drinks, cooking oil, instant noodles and biscuits for her grocery store.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Aug 25, 2011
Sep 28, 2011
Currency Exchange Loss:
Jan 15, 2012